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Just because the state of West Virginia is primarily made up of mountains doesn’t mean it’s not home to a collection of outstanding automobile insurance companies. West Virginia’s three most populous cities, Charleston, Huntington, and Morgantown all have automobile insurance companies that, in many cases, offer much more than just car insurance policies.

Before you finalize your car insurance purchase, it’s helpful to know the following tips. Try to compare the benefits of the various policies that companies offer.

  • Shop for what you need: Some car insurance companies specialize in offering policies to drivers with poor driving records or DUIs, for example.
  • Collision Coverage: Keep your eyes peeled for collision coverage. Some policies, while significantly cheaper than others, will only offer half or 1/3 of the value of needed repairs, in the event of a car accident.
  • Incentives: Many automobile insurance companies provide incentives to good drivers if they maintain an excellent driving record for a period of time. These incentives can be monetary or in other forms.

Here are just a few auto insurance companies to consider in West Virginia:

White Insurance and Associates

White Insurance and Associates operates out of Charleston, for the most part. In addition to serving the capital of West Virginia, they also claim to service the entire state of West Virginia and parts of Kentucky, as well. White Insurance and Associates provides excellent lines of automobile insurance, in addition to business, life, health, and home insurance policies. You can check out their website for a free insurance quote.

Main Street Insurance

Main Street Insurance operates out of the city of Huntington, West Virginia. Main Street Insurance is an independently owned insurance agency that offers policies from large insurance corporations for its customers. With over 70 years of experience, it’s hard to argue with what Main Street Insurance brings to the table; they have automobile insurance, homeowners insurance, and business insurance.

Davis Insurance Group

In operation for more than seventy years, Davis Insurance Group is a family owned and operated insurance agency that serves the city of Morgantown, as well as Weston and Glenville. Davis Insurance Group specializes in personal and commercial farm insurance. They also offer automobile insurance.


West Virginia has many locally owned and operated automobile insurance agencies. Davis Insurance Group offers the widest policy selection, especially when it comes to agricultural insurance. Main Street Insurance has been in operation for quite some time and offers several forms of coverage. White Insurance and Associates has an informative website with an excellent free quote tool, and servces the entire state of West Virginia.