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While North Dakota might not be an incredibly populous state, it certainly is well-equipped with reliable automobile insurance companies. In the cities of Fargo, Bismarck, and Grand Falls you’ll find excellent automobile insurance providers, some of whom provide more than just automobile insurance.

Before you finalize your car insurance purchase, it’s helpful to know the following tips. Try to compare the benefits of the various policies that companies offer.

  • Shop for what you need: Some car insurance companies specialize in offering policies to drivers with poor driving records or DUIs, for example.
  • Collision Coverage: Keep your eyes peeled for collision coverage. Some policies, while significantly cheaper than others, will only offer half or 1/3 of the value of needed repairs, in the event of a car accident.
  • Incentives: Many automobile insurance companies provide incentives to good drivers if they maintain an excellent driving record for a period of time. These incentives can be monetary or in other forms.

Here are just a few auto insurance companies to consider in North Dakota:

RJ Bailey Insurance of Fargo

Independently owned and operated, RJ Bailey Insurance of Fargo is a multi-center insurance agency that, while offering comprehensive automobile insurance, also offers many other forms of coverage. RJ Bailey Insurance of Fargo provides home, life, health, business, floor, and renters insurance, on top of automobile insurance. RJ Bailey Insurance of Fargo is part of a branch of insurance agencies that services the states of North Dakota, Minnesota, and Iowa.

The Bain Agency

The Bain Agency is an independently owned and operated automobile insurance company that specializes in automobile, home, and business insurance. They also offer life and health insurance, as well. The Bain Agency provides policies from a network of trusted insurers and matches the best one with their customers. Based out of Bismarck, the Bain Agency services said city and its surrounding areas.

American Family Insurance of Grand Forks

Located in the city of Grand Forks, American Family Insurance is an insurance agency run by agent Jeremy Fulton. Through this branch of American Family Insurance, automobile, home, business, health, and life insurance policies are available. Be sure to visit American Family Insurance’s website where they have a free quote tool and a location of all of the offices and agencies in their network.


There are plenty of great automobile insurance companies to choose from in the state of North Dakota. In Grand Forks, American Family Insurance offers an excellent range of insurance policies, from automobile coverage to life insurance. The Bain Agency offers the city of Bismark and its surrounding areas excellent automobile coverage. RJ Bailey Insurance of Fargo is part of a network of trusted insurance agencies, all of which offer an extremely diverse mix of coverage options to choose from.