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New York is one of the most populous states in the USA, making it home to a variety of cities and people. From its upstate, mountainous borders to its east side section with New York City, the state is massive. Insurance agencies are no stranger to the state, because of its size. Automobile insurance agencies are in abundance within the confines of New York’s most well-known cities.

Before you finalize your car insurance purchase, it’s helpful to know the following tips. Try to compare the benefits of the various policies that companies offer.

  • Shop for what you need: Some car insurance companies specialize in offering policies to drivers with poor driving records or DUIs, for example.
  • Collision Coverage: Keep your eyes peeled for collision coverage. Some policies, while significantly cheaper than others, will only offer half or 1/3 of the value of needed repairs, in the event of a car accident.
  • Incentives: Many automobile insurance companies provide incentives to good drivers if they maintain an excellent driving record for a period of time. These incentives can be monetary or in other forms.

Here are just a few auto insurance companies to consider in New York:

Gallego Agency

Gallego Agency is home to agents with more than fifty years of experience in the insurance industry and related industries. Gallego Agency serves the city of Buffalo and the surrounding areas and specializes in automobile, home, and business insurance. While they specialize in the three aforementioned areas, they have the ability to write policies for additional commercial or personal needs you or your business may have.

Ellis Moreland & Ellis

Located in the heart of Syracuse, New York, Ellis Moreland & Ellis is a customer-oriented insurance agency that specializes in car, life, home, and business insurance. Working with trusted insurance companies such a Hagerty, Mercury Insurance, and Titan Insurance, Ellis Moreland & Ellis delivers customized policies to their customers, tailored to fit their needs.

Apple Auto Agency

Apple Auto Agency makes many great insurance policies available to its customers. Offering primarily automobile insurance, Apple Auto Agency offers personal and commercial auto insurance, motorcycle insurance, ATV insurance, RV/Camper insurance, and much more. They service the city of Albany and the surrounding areas in upstate New York.


The three aforementioned insurance agencies all offer superior automotive insurance policies. Gallego Agency and Ellis Moreland & Ellis offer other forms of insurance in addition to their automobile policies, while Apple Auto Agency offers primarily automotive insurance, specializing in a variety of forms of it.