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Being a beautiful, sunny, and desert-filled state on the southernmost portion of the Western United States, New Mexico is certainly a place you’ll want to travel to if you get the chance. If you travel by car, you’ll want to make sure your vehicle is insured. Thankfully, the state of New Mexico offers an excellent selection of insurance policies for its residents to choose from.

Before you finalize your car insurance purchase, it’s helpful to know the following tips. Try to compare the benefits of the various policies that companies offer.

  • Shop for what you need: Some car insurance companies specialize in offering policies to drivers with poor driving records or DUIs, for example.
  • Collision Coverage: Keep your eyes peeled for collision coverage. Some policies, while significantly cheaper than others, will only offer half or 1/3 of the value of needed repairs, in the event of a car accident.
  • Incentives: Many automobile insurance companies provide incentives to good drivers if they maintain an excellent driving record for a period of time. These incentives can be monetary or in other forms.

Here are just a few auto insurance companies to consider in New Mexico:

Loya Insurance Group of Las Cruces

Loya Insurance Group is a competent chain of insurance agencies that exist throughout the southeastern and southwestern United States. At their Las Cruces location, residents of the city will find fast and friendly customer service, tailored to local and statewide driving regulations. Loya Insurance Group only offers automobile insurance at their Las Cruces location but offers other forms of coverage at locations elsewhere.

Albuquerque Insurance World

Serving the city of Albuquerque and many of the surrounding areas, cities, towns, and counties, Albuquerque Insurance World does it all for its customers. Offering the services of 12 reputable insurance companies, Albuquerque Insurance World offers automobile insurance, home insurance, motorcycle insurance, and much more.

The Jemez Agency

Operating within New Mexico’s borders for more than fifty years, experience isn’t the only thing the Jemez Agency has going for them. They have two convenient locations which are located in the cities of Santa Fe and Los Alamos. The Agency offers competitive personal insurance policies, such as automobile and home insurance. They also offer their customers commercial insurance policies, such as business insurance.


The state of new Mexico isn’t short of fantastic insurance agencies. Loya Insurance Group is a chain of agencies that provides its services to almost half of the United States. Albuquerque Insurance world and the Jemez Agency serve several areas in New Mexico, offering many types of coverage.