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More beautiful but also more remote than the state of Alaska, the state of Hawaii is positioned many miles off the California coast. You’d think that due to the distance of the Hawaiin island chains they wouldn’t have that many automobile insurance companies to choose from, but this is far from true; in their biggest cities, such as Honolulu and Pearl City, plenty of excellent insurance agencies exist for Hawaiin residents to take advantage of.

Before you finalize your car insurance purchase, it’s helpful to know the following tips. Try to compare the benefits of the various policies that companies offer.

  • Shop for what you need: Some car insurance companies specialize in offering policies to drivers with poor driving records or DUIs, for example.
  • Collision Coverage: Keep your eyes peeled for collision coverage. Some policies, while significantly cheaper than others, will only offer half or 1/3 of the value of needed repairs, in the event of a car accident.
  • Incentives: Many automobile insurance companies provide incentives to good drivers if they maintain an excellent driving record for a period of time. These incentives can be monetary or in other forms.

Here are just a few auto insurance companies to consider in Hawaii:

Island Insurance

Located in the Hawaiin capital of Honolulu, Hawaii’s largest city, Island Insurance provides excellent automobile insurance policies. From their free insurance quotes to multi-car policy discounts, Island Insurance has a lot to offer to its customers. Island Auto Insurance also has a network of certified car shops for its customers to take advantage of if they find anything wrong with their vehicles.

Carr’s Insurance Agency

Located formerly in the city of Mililani, Carr’s Insurance Agency provides its customers with automobile insurance, boat insurance, bike insurance, home insurance, and business insurance policies. Be sure to check out Carr’s Insurance Agency’s website. They have a free quote tool as well as a blog that talks about miscellaneous things; it can be quite an enjoyable read.

Hickham Federal Credit Union

Hickham Federal Credit Union offers insurance policies to members of its agency, although you have to bank with them to partake in their offered automobile insurance. While this might seem like a stretch, Hickham Federal Credit Union offers its customers incredibly competitive rates, especially when compared to larger insurance companies. Hickham Federal Credit Union provides its services to the residents of Pearl City.


Island Insurance specializes in automobile insurance while Carr’s Insurance Agency offers a wide range of policies for its customers to choose from. Hickham Federal Credit Union is a bank but offers its members incredibly competitive automobile and financial insurance policies.