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The state of Alabama, located in the heart of the deep south, is home to many populous cities and historical landmarks. In addition to its surplus of landmarks, the state of Alabama also has a surplus of excellent automobile insurance companies. For the most part, these companies also handle a number of other forms of insurance, such as life insurance and home insurance policies.

Before you finalize your car insurance purchase, it’s helpful to know the following tips. Try to compare the benefits of the various policies that companies offer.

  • Shop for what you need: Some car insurance companies specialize in offering policies to drivers with poor driving records or DUIs, for example.
  • Collision Coverage: Keep your eyes peeled for collision coverage. Some policies, while significantly cheaper than others, will only offer half or 1/3 of the value of needed repairs, in the event of a car accident.
  • Incentives: Many automobile insurance companies provide incentives to good drivers if they maintain an excellent driving record for a period of time. These incentives can be monetary or in other forms.

Here are just a few auto insurance companies to consider in Alabama:

Direct Auto & Life Insurance of Birmingham

Direct Auto & Life Insurance of Birmingham is one of the most affordable ways to get your vehicle covered. Direct believes that every one of its customers is important and makes sure that its car insurance is accessible to all, regardless of whether or not you have credit. Direct Auto & Life Insurance of Birmingham offers multiple locations throughout the city, kiosks, roadside assistance, and online/mobile-phone bill pay.

Mims Insurance Agency

Mims Insurance Agency offers a diverse mix of coverage for automobiles and motorcycles. Mims also offers an incredible system of discounts, which is particularly beneficial to homeowners and multi-car owners. Operating inside and outside of the Montgomery area, Mims Insurance Agency has been in operation for almost four decades and is family owned and operated – forget bothering with large corporations and automated insurance agents!

Best Rate Insurance

Located in Mobile, Alabama, Best Rate insurance is a locally owned and operated insurance company that specializes in automobile insurance. In addition to automobile insurance, Best Rate Insurance also offers renter’s, RV, motorcycle, home, and life insurance. If you’re curious about what your rate might be, don’t hesitate to check out their website, where they have a free rate quote tool!


Best Rate Insurance offers a wide set of coverage options while both Mims Insurance Agency and Direct Auto & Life Insurance of Birmingham offer affordable for coverage even for people with bad credit histories or poor driving records.